Definitions

Website, Site, or Platform means the primary website https://www.akshatakrishnamurthy.com and all associated subdomains.

User(s), You, Your, or Yours means and refers to any individual accessing, using, or interacting with the Website or Services.

Akshata Krishnamurthy, the Company, We, Us, or Our refers to Akshata Krishnamurthy and her affiliates, operating the Website.

Services (or Offerings) refers to the Website and all content, features, tools, digital guides, newsletter, speaking and partnership inquiry features, and any other data, information, software, materials, or content made available in conjunction with or through the Website, whether offered for free or for purchase.

Personal Data refers to information by which you may be personally identified, such as your name, email address, telephone number, billing or payment details, or any other identifier by which you may be contacted online or offline.

Agreement to Terms

By accessing or using the Website or Services, you agree to be bound by these Terms of Use. If you do not agree, you may not access or use the Website. We reserve the right to update or modify these Terms at any time.

You should review the current Privacy Policy and Terms of Use regularly, as updates may be made at any time and will be binding upon continued use.

Privacy Policy

Your use of the Website is subject to our Privacy Policy.

Eligibility

The Website is offered and available to users who are 18 years of age or older. By using the Website, you represent and warrant that you are of legal age to form a binding contract in your jurisdiction and that you meet this eligibility criteria.

Content Disclaimer

The content, guides, and materials made available through the Website reflect Akshata Krishnamurthy’s personal experiences, opinions, and perspective. They are provided for informational and educational purposes only and are not a substitute for professional legal, financial, tax, career, medical, or psychological advice. Nothing on the Website or in any guide or Service creates an advisor, consultant, or fiduciary relationship between you and Akshata Krishnamurthy. You are solely responsible for evaluating and acting on any information provided. Akshata Krishnamurthy makes no guarantee of any particular outcome, financial or otherwise, from using the Website, the Services, or any guide, and results described by any individual are not typical or guaranteed. Always seek the advice of a qualified professional before making decisions based on content found on the Website.

Linking and Social Media

You may link to the Website from your own site or social media, provided the link does not portray Akshata Krishnamurthy or the Website in a false, misleading, derogatory, or otherwise objectionable manner. We reserve the right to withdraw linking permission at any time. The Website may include social media features and widgets; your use of these features is subject to the privacy policies of the companies providing them.

Services Overview

We offer content, digital guides, a newsletter, and speaking and partnership inquiry forms. Some Services require payment. Third-party tools or services (including but not limited to Beehiiv, Typeform, and Kit Commerce) may be integrated into the Website to deliver these Services.

Permitted Use

You agree not to, including but not limited to:

• Use the Website for unlawful purposes or in breach of any applicable law.

• Disrupt, hack, or attempt to gain unauthorized access to the Website.

• Upload viruses, bots, or malicious code.

• Harvest or collect data from other users without consent.

• Submit false, misleading, offensive, or infringing content through any form on the Website.

• Use the Website to send spam or unsolicited promotions.

• Impersonate any person or entity, or misrepresent your affiliation with any person or entity.

• Use bots, scrapers, or other automated means to access or collect data from the Website without our prior written consent.

• Interfere with or disrupt the proper functioning of the Website.

Content Ownership and Intellectual Property

All Website content, including text, images, videos, logos, and designs, is owned by or licensed to Akshata Krishnamurthy. Subject to your compliance with these Terms, Akshata Krishnamurthy grants you a limited, non-exclusive, non-transferable, revocable license to access and view the Website and its content for your own personal, non-commercial use. You may not:

• Copy, distribute, modify, or reproduce content without permission.

• Use any content for commercial purposes unless expressly authorized.

Copyright Infringement

We respect the intellectual property rights of others and expect users of the Website to do the same. If you believe that any content available on or through the Website infringes upon your copyright or other intellectual property rights, you may submit a written notification to info@akshatakrishnamurthy.com with the following information:

• A description of the copyrighted work or other intellectual property that you claim has been infringed;

• A description of where the allegedly infringing material is located on the Website (including a URL or other specific identifying information);

• Your name, address, telephone number, and email address;

• A statement by you that you have a good faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law;

• A statement that the information in the notification is accurate, and under penalty of perjury, that you are the copyright owner or are authorized to act on behalf of the owner;

• Your physical or electronic signature.

We reserve the right to investigate and take appropriate action in response to valid infringement notices, which may include removing or disabling access to the content in question.

Fees and Payments

Some Services (including digital guides) are paid. You agree to:

• Pay all applicable fees in full and at the time of purchase.

• Provide accurate billing and contact information.

• Understand that purchases are final and non-refundable, unless otherwise stated at the point of sale.

• Contact us for billing concerns.

We use third-party payment processors and are not liable for payment service issues outside our control.

Third-Party Links and Tools

The Website may link to third-party websites or offer embedded tools (including but not limited to newsletter, scheduling, and form providers). These are not under our control, and we are not responsible for their content, practices, or terms. Use of such tools is at your own risk.

Communications

By using the Website or submitting a form on the Website, you agree to receive communications from us. These may include newsletter content, service updates, or transactional messages. You may unsubscribe at any time.

Termination

We may suspend or terminate your access to the Website or Services at any time, without notice, for conduct that violates these Terms or is otherwise harmful to other users, us, or third parties, or for any other reason at our discretion. Provisions of these Terms that by their nature should survive termination (including ownership, warranty disclaimers, indemnification, and limitation of liability) will survive.

Feedback

If you send us feedback, ideas, or suggestions about the Website or Services, you agree that we may use them without restriction or compensation to you.

Service Modifications

We reserve the right to, including but not limited to:

• Modify, suspend, or discontinue any part of the Website or Services at any time.

• Remove or disable access to content without notice or liability.

• Otherwise change any aspect of the Website or Services, at any time, without liability to you.

Disclaimer of Warranties

THE WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” YOU USE THE WEBSITE AT YOUR OWN RISK. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• ACCURACY OR COMPLETENESS OF CONTENT.

• UNINTERRUPTED OR ERROR-FREE ACCESS.

• FREEDOM FROM VIRUSES OR HARMFUL COMPONENTS.

• MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL AKSHATA KRISHNAMURTHY, HER AGENTS, CONTRACTORS, LICENSORS, OR SUPPLIERS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF GOODWILL, PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, BUSINESS INTERRUPTION, OR ANY OTHER INTANGIBLE LOSSES, ARISING FROM OR RELATING TO:

• YOUR ACCESS TO, USE OF, OR INABILITY TO ACCESS OR USE THE WEBSITE OR SERVICES;

• ANY CONTENT OBTAINED FROM THE WEBSITE; OR

• UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT.

THESE LIMITATIONS APPLY WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES.

We are not liable for any failure or delay in performance resulting from causes beyond our reasonable control, including but not limited to acts of God, internet failures, service interruptions, denial-of-service attacks, government actions, pandemics, natural disasters, or power outages.

Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitations may not apply to you to the extent prohibited by applicable law.

Any claim arising out of or relating to these Terms or the Website must be filed within one year after the claim arose, or it is permanently barred, to the extent permitted by applicable law.

Indemnification

You agree to indemnify, defend, and hold harmless Akshata Krishnamurthy and her agents, contractors, and representatives from and against any and all claims, liabilities, damages, losses, costs, and expenses (including attorneys’ fees) arising out of or in any way connected with:

• your access to or use of the Website or Services;

• your violation of these Terms of Use or any applicable law or regulation;

• your violation of any third party right, including without limitation any intellectual property or privacy right.

Governing Law, Arbitration, and Class Action Waiver

These Terms are governed by the internal laws of the State of California, without regard to conflict of law principles.

Any dispute arising out of or relating to these Terms or the Website will be resolved through binding arbitration in Los Angeles County, California, administered under the rules of the American Arbitration Association, rather than in court, except that either party may bring an individual claim in small claims court. You and Akshata Krishnamurthy each waive the right to a jury trial and to participate in a class action, and disputes must be brought in an individual capacity, not as a plaintiff or class member in any purported class or representative proceeding.

Assignment

You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. We may assign or transfer these Terms, in whole or in part, without restriction.

Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by us.

Severability

If any part of these Terms is found to be unenforceable, the remainder will remain in full force and effect.

Entire Agreement

These Terms, along with our Privacy Policy, constitute the full agreement between you and Akshata Krishnamurthy and supersede all prior communications.